Many Americans retreat to swimming pools throughout the summer to escape the blistering heat. For some, a pool party complete with drinks, grilled food, and music is an essential part of a perfect summer day. While swimming pools are great for bringing family and friends together, there are risks and pool safety concerns home owners should consider.
According to the
Centers for Disease Control and Prevention, roughly ten people drown each day in the United States and there are over 3,000 unintentional drowning deaths, unrelated to boating, every year. While swimming in a residential pool is relaxing and great for physical exercise, it does present dangers that home owners should prepare for—especially when children are present. In fact, the Red Cross states that about 200 children drown in residential swimming pools annually. Vigilance and certain safety precautions can greatly reduce accidental injuries and swimming-related deaths.
Invest in Adequate Fencing and Gates
According to
MSN Real Estate, it is extremely important for home owners to have locking gates and fencing surrounding a pool.…
Read More
(773) 843-3333
hello@4myins.com
While the market value of your home is commonly based on tax assessment records, real estate appraisals or the recent selling prices of similar homes in your neighborhood, your homeowners insurance limit is based on what it would cost to replace your home if it was completely destroyed. This is frequently a different figure from what your home could fetch on the open market.
Erie Insurance uses a program called Home Cost Estimator to determine how much it would cost to rebuild a house from the ground up. “The estimator uses information about a dwelling’s characteristics to determine the estimated replacement cost,” says Terry McConnell,vice president, Personal Lines Underwriting, at Erie Insurance. “The information is pulled from several sources to come up with a very close approximation of what it would cost to reconstruct a house.”
Factors affecting a home’s reconstruction value
Many different factors affect how much it would cost to reconstruct a home.… Read More
Concerns about questionable contractors are the number one reason consumers call the Better Business Bureau.
This statistic doesn’t surprise Phae Howard, executive director of the National Center for the Prevention of Home Improvement Fraud.
“It’s easy money since most people don’t understand the language of home improvement,” says Howard, who recently published Don’t Even Think About Ripping Me Off!
Concerned about becoming a victim? Then keep these things in mind when it comes to hiring a contractor for your