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Public Sector Insurance
Public entities are exposed to many types of risks. Our expertise includes municipalities, transit districts, educational institutions and other specialty agencies at the county, city and state levels. Whether there is a fire at the courthouse, a public official acting dishonestly or anything in between, Melendez Insurance has insurance coverage to help protect you and the work you do for our communities.
Unexpected Things Can Happen Every Day in Your Community
You’re already aware of all the things that can go wrong:
- disasters
- terrorism or active shooters
- special events
- officials at risk
- aging infrastructure
- cyber attacks
Incidents like these can lead to claims for substantial damages. And that could leave you facing hefty legal bills. Help ensure your public projects and public officials are protected.
Workers Compensation Insurance
Workers Compensation Insurance is designed to help pay benefits to employees who are injured on the job. In most states, you are required to carry Workers Compensation coverage. Even in non-mandatory states, it can be a very good idea, particularly if you have many employees, or if they are engaged in hazardous activities.