
I’m a safe driver. I don’t do risky things. Someone I know would never sue me.
Sound like something you’d say? When it comes to truly terrible events, many people have an “It can’t happen to me” mentality. This belief is not only false—it’s also dangerous.
“Believe me when I say a
catastrophic event can happen to anyone,” says Scott Brown, a supervisor in the Erie Insurance Claims Department with 38 years of experience. “Most of the serious cases we see involve simple negligence, not recklessness.”
A few examples
Many of the catastrophic cases Scott has seen over the years involve cars. Surprisingly, most do not involve alcohol or drugs.
“Everybody believes they are superior drivers, but we all make
mistakes on the road,” says Scott. “Anything from a momentary distraction to poor weather can contribute to an accident.”
Accidents can have major repercussions if you injure someone else. The same applies if you hit an expensive vehicle like a brand-new luxury car or a commercial truck.…
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