Health & Disability Insurance Archives

No one wants to see employees hurt on the job, especially if an accident was preventable. Unfortunately, slips, trips and falls can be major and costly accidents in the workplace. Nearly 20 percent of the workers’ compensation claims filed last year were due to slips and falls. About one-third missed work for a significant time because of their injuries, which can increase the cost of claims dramatically. With a proper safety plan in place, you could avoid accidents or reduce the severity of accidents, decrease an injured employees’ time away from work and avoid productivity drops. You could also keep your costs in check. What are the common causes of slips, trips, falls? Slips, trips and falls can occur on a variety of walking surfaces as well as on ramps and stairways. Some of the major hazards associated with these accidents can include: Slippery, broken or uneven surfaces Inadequate spill cleanup Poor drainage Weather conditions Loose rugs or wrinkled carpet Clutter, poor lighting or obstructed views 8-question checklist for evaluating floor safety So are the floors at your business safe?… Read More

There’s a lot of talk about taxes and regulations and how changes to the system could impact small businesses. Recently, the chatter’s also included potential impacts from healthcare reform and the Affordable Care Act. But what do taxes and regulations really mean for you, your business or the small businesses you most often work with? We looked for a florist, a mechanic and an insurance agent —small business owners who consumers work with everyday—to ask how they handle the changing news. We ended up talking to an award-winning designer, finding the American dream and learning what it means to be an American entrepreneur. It made it hard to remember we intended to talk about taxes and regulations. In a nutshell, here’s how taxes work for a small business: Tax season is every season for a business. They pay estimated taxes every quarter, based on what they made at the same time the previous year.… Read More

Category: Health & Disability Insurance

Eight Tips to Help Avoid Costly Slips, Trips & Falls

What Taxes & Healthcare Laws Mean for Small Businesses